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Life & Disability

Life & AD&D

Life happens.

Eligible employees automatically receive substantial Basic Life and Accidental Death & Dismemberment (AD&D) insurance fully paid for by the company. This benefit helps financially protect you and your family in the event of a death or a disabling accident.

Short-Term Disability

Income protection and peace of mind.

If you become temporarily disabled and are unable to work for an extended period because of illness or injury, we provide you with Short-Term Disability (STD) income coverage. The company pays the total cost of this benefit—you pay no premium cost.

Long-Term Disability

Additional coverage you can count on.

If you’re still disabled beyond 90 days and unable to work when your Short-Term Disability (STD) benefit ends, we also provide a Long-Term Disability (LTD) benefit, which continues to help replace a portion of your income if you become totally disabled as a result of sickness or injury. The company pays the total cost of this benefit—you pay no premium cost.

Medical emergency?

If you have a medical emergency while you are more than 100 miles away from home, you don’t have to face it alone. With one simple phone call, you can be connected to a staff of medically trained, multilingual professionals, who can advise you in a medical emergency, 24/7.